Insurance fraud Essay Example | Topics and Well Written Essays - 250 words

Insurance fraud - Essay Example Prosecutors and police refer to insurance fraud as either â€Å"soft fraud or hard fraud† (Bourhis 6). Hard fraud, which is rare, occurs when one commits a crime of bringing about destruction of property in order to claim compensation. Soft fraud, unlike hard, is where the insured exaggerates an otherwise legal claim or gives wrong information when applying for a policy in order to lower premiums. The most common fraud is where the value insured is more than the true value of the asset and the policyholder destroys the property and makes it look like an accident to benefit (Bourhis 7). Other fraudsters fake death to collect payments from the life policies. Health care Insurance also experience fraud cases perpetrated by either patients or physicians. Physicians commit fraud by misrepresenting treatments received by patients and patients commit fraud when they provide false information on application, loaning insurance cards and when using transport benefits for non-medical purpose (Bourhis 9). Automobile fraud occurs when insured submits a claim for false accidents, file multiple claims for one accident, claim compensation on injuries not related to automobile accident, reports exaggerated repair costs, or misreport wage losses because of injuries (Bourhis

The immortal part by Housman Essay Example | Topics and Well Written Essays - 250 words

The immortal part by Housman - Essay Example Housman & Irwin’s argument in this poem regards human bones as being immortal, which is contrary to the obvious notion. He skillfully states diverse aspects, for instance, mind and soul with a clear elaboration meant to convince his readers to perceive what he deems is immortal. Besides, he also utilizes pessimism to draw his audience to accept his perception (Housman & Irwin 60). This is evident from his expertise of employing high clichà © introduction then skillfully overturns the entire argument thus managing to entangle the reader’s mind (Housman & Irwin 59). Therefore, this leaves one doubting and questioning the already known notion about immortality. His vivid elaboration coupled with sheer comparison with diverse aspects, which comprises human existence aids him to grasp reader’s attention to extend of some believing him. According to him, bones bear immortality that has no comparison with even former esteemed life’s immortal aspects. He states, â€Å"Of dying flesh and dying soul (16)† where according to him the latter’s (soul) existence is